Privacy Policy

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and informs You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words with initial capital letters have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

Account: A unique account created for You to access our Service or parts of our Service.
Business: For the purpose of the California Consumer Privacy Act (CCPA), refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of processing Consumers' personal information, or on behalf of which such information is collected.
Company (referred to as either "the Company," "We," "Us," or "Our" in this Agreement): Refers to Dynamic Insurance Agency, 9726 Franklin Ave, Franklin Park, IL 60131.
Consumer: For the purpose of the CCPA, means a natural person who is a California resident as defined in the law.
Cookies: Small files placed on Your computer, mobile device, or any other device by a website, containing details of Your browsing history and other uses.
Country: Refers to the United States.
Device: Any device capable of accessing the Service, such as a computer, smartphone, or tablet.
Personal Data: Any information that relates to an identified or identifiable individual. For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes, or could reasonably be linked, directly or indirectly, with You.
Service: Refers to the Website operated by Dynamic Insurance Agency.
Service Provider: Any natural or legal person who processes data on behalf of the Company, such as third-party companies or individuals employed to facilitate the Service.
Third-party Social Media Service: Any website or social network through which a User can log in or create an account to use the Service.
Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (e.g., the duration of a page visit).
Website: Refers to Dynamic Insurance Agency, accessible from www.dynamicins.net.
You: The individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You, including but not limited to:

Email address
First name and last name
Phone number
Address, State, ZIP/Postal code, City
Policy details, coverage selections, and insurance preferences
Payment information, if required for processing transactions

Usage Data Usage Data is collected automatically when using the Service. This may include information such as Your Device’s Internet Protocol (IP) address, browser type, browser version, the pages You visit on Our Service, the time and date of Your visit, and diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to monitor activity on Our Service and store certain information. You can manage or refuse Cookies through Your browser settings. However, if You do not accept Cookies, some features of the Service may not function properly.

Use of Your Personal Data

Dynamic Insurance Agency may use Personal Data for the following purposes:

To provide and maintain our Service: Including monitoring usage and optimizing user experience.
To manage Your Account: To enable You to access policy information, manage claims, or update preferences.
To process transactions: For issuing insurance policies, managing claims, and processing payments.
To communicate with You: Sending updates on policy changes, reminders for renewal, or notifications about claims.
For promotional purposes: To inform You about products, discounts, and services relevant to Your needs, unless You have opted out.
To improve customer service: Analyze trends and feedback to enhance our offerings.

Sharing Your Personal Data

We may share Your personal information in the following situations:

With Service Providers: To facilitate the Service, such as payment processing, analytics, or marketing.
With Affiliates: In which case, affiliates will honor this Privacy Policy.
For Business Transactions: In the event of a merger or sale.
With Legal Authorities: To comply with legal obligations or protect our rights.

Retention of Your Personal Data

We will retain Your Personal Data as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce policies.

Disclosure of Your Personal Data

Business Transactions

If Dynamic Insurance Agency is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred.

Law Enforcement

We may disclose Your Personal Data when required by law or in response to valid requests by public authorities.

Your Rights

CCPA Privacy Rights

If You are a California resident, You have specific rights under the CCPA, including the right to:

Know what Personal Data We collect and how We use it.
Request access to and deletion of Your Personal Data.
Opt-out of the sale of Personal Data (We do not sell Personal Data).
Not face discrimination for exercising Your rights.

To exercise these rights, please contact Us at info@dynamicins.net.

Security of Your Personal Data

The security of Your Personal Data is important to Us. While We take reasonable measures to protect it, no transmission method over the Internet is 100% secure.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page, and the "Last updated" date will be revised.

Contact Us

If You have any questions about this Privacy Policy, You can contact Us:

By email: info@dynamicinsuranceagency.com
By phone: 224-772-1161